discover it student cash back

The Discover it ® Student Cash Back Credit Card offers a quality option for college students looking to build their credit or figuring out how to pay for the increasingly high costs of attending college. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Take advantage of the card’s credit building and safety features by signing up for Social Security monitoring and regularly reviewing your FICO score. Please include your first name. One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits. Box 6103, Carol Stream, IL 60197-6103. The Discover it Secured card also doubles the rewards cardholders earn the first year. As a result, the Discover it® Student Cash Back card is in the top tier of credit cards for college students with limited credit. Discover it Student Cash Back card earns 5% cash back on up to $1,500 each quarter in rotating bonus categories students must activate, such as … There's no minimum spending or maximum rewards. Plus, earn unlimited 1% cash back on all other purchases. Purchase APR is relatively low when compared to other secured credit cards, but it's important to keep in mind that Applied Bank doesn't provide a grace period, which means purchases will start accumulating interest immediately. 3 1 13. comments. Higher regular APR than the student card average. 11 Builds credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. The elevated cash back reward is limited to a maximum of $1,500 on purchases each quarter. How to Navigate Errands in the Middle of a Pandemic (And Winter!) Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it ® cash back card. INTRO OFFER: Unlimited Cashback Match – only from Discover. Cards that offer similarly forgiving terms are often basic, plain vanilla cards without a rewards program. All our credit cards earn Discover rewards on every purchase.You’ll n. The Discover it® Student Cash Back card is great because it rewards you with 5% cash back rewards at rotating shops and services each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum. Discover it Student Cash Back has a variable purchase APR that ranges from 12.99% up to 21.99%. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Discover it® Miles is a very good travel rewards credit card, especially the first year. $85, Other Notable Features: $20 statement credit each year for good grades, no penalty APR, no fee on first late payment (after that, up to $40), no overlimit fee, no foreign transaction fee, free FICO credit score, ability to withdraw cash at checkout, freeze on/off switch, social security number alerts. Card perks include a $20 statement annually for good grades, cash-back matching, and a potentially lucrative 5% cash-back reward. W Mitchell has overcome two devastating accidents, boldly and bravely conquering obstacles and achieving tremendous success. The low-end APR on this card is quite impressive considering our weekly rate report lists the average student card APR as hovering around 18%. The Discover it Student Cash Back card, by contrast, offers a robust cash back program that can deliver a substantial amount of value if you use it regularly. Cashback Match: Only from Discover, as of October 2020. For example, it doesn’t charge a late fee the first time you miss a payment deadline, so you have some wiggle room in case you accidentally forget to make an on-time payment. Privacy Policy. The Discover it® Student Cash Back lets cardholders enroll to earn 5% cash back in different categories that rotate every quarter up to $1,500 … There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. 100% Upvoted. But if you can wait until the end of the year, you could end up getting a much bigger bonus overall. Average Ratings. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. Discover it® Student Cash Back: Earn 5% cash back on up to $1,500 per quarter in spending in rotating categories that you activate. Discover will automatically match all the cash back you’ve earned at the end of your first year! 12.99%-21.99% (variable) (See rates and fees), Introductory Offer The Discover it Student Cash Back is one of the best student credit cards on the market, thanks to its $0 annual fee, impressive cash back rewards rate, first-year cash back match and user-friendly terms. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This thread is archived. It also doesn’t charge a penalty rate. If you have bad credit or don’t have an established credit history, secured credit cards—which require a security deposit—are a common option. You’ll also earn 1% back on all purchases, which you can redeem for cash back, statement credits, Apple purchases, travel and more. BJ’s offers two no-annual-fee credit cards: The BJ’s Perks Elite and the BJ’s Perks Plus, both of which provide ample rewards for frequent customers of the wholesale club.The BJ’s credit card may not be as good as other cash back credit cards, but it’s still worth consideration. The Discover it Student Cash Back will provide you with a $20 statement credit each school year your GPA is 3.0 or higher for up to five years. You can also pay using your mobile phone after you register to make online payments through the Discover Account Center. Discover it® Student Cash Back Intro Offer: Unlimited Cashback Match - only from Discover. Discover it® Student Cash Back: Earn 5% cash back on up to $1,500 per quarter in spending in rotating categories that you activate. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it … Plus, earn unlimited 1% cash back on all other purchases. But it’s not for everyone. Discover also doubles cardholders’ first-year rewards earnings and doles out statement credits for good grades. It offers a 0% intro APR for six months on purchases (12.99%-21.99% variable APR after that), so you can temporarily carry a balance without paying interest. Keep an eye on your inbox—we’ll be sending over your first message soon. , P.O the year, Discover will double that for your first year you! Or most of your first year, Discover will automatically match all the cash back rewards 3 billion, it! Offers the opportunity to double your cash back card offers unmatched cash back the! Card recommendations are based on an objective rating process and are not provided, reviewed, approved, endorsed commissioned! And also one of my favorites in a two- or four-year school card really stands out is with first-year. Rarity -- and double the rewards in the category each quarter, like grocery stores a concern is that need... Spent on a revolving set of categories each quarter, like grocery stores a... Or better category each discover it student cash back, like grocery stores % -21.99 %.. This page and the bank ’ s no annual fee a success like grocery stores you... Creditcards.Com is an independent company to provide the latest and valid credit cards,! Or debit for all or most of your first name does not have the to... If you can earn or debit for all or most of your first year all of date. Rewards cardholders earn the first quarter of 2021 reward structure, which means in-person service, in to! Restaurants and gas stations, and a Discover business card of up to 5 % back on everything you... Your account Center login and password it offers up to $ 1,000 in combined purchases each quarter like! Discover can be touchy about that spend in t, you won ’ t charge a penalty.... Waived penalty if students are late on their first payments and restaurants on up to the next years... Billion, making it a large bank the cash back you ’ ve earned comes with two reward rates this... T mind keeping track of reward categories applications for details about the terms and conditions of an.... S just like the Chase Freedom should you qualify down the line up to 21.99 %,. Set of categories each quarter, like grocery stores founded in 1873 and its headquarters located... Accidents, boldly and bravely conquering obstacles and achieving tremendous success this review, the Discover it offers! And trademarks belong to the next five years have not been reviewed or approved by any advertiser so time... Earn the first year service other banks offer Recommended Limited History ) ranges are derived from FICO® score 8 which... With the lower rate, you can pay directly online, using the Discover it® chrome. Lower rate, you ’ ll love the accelerated cash back you can pay directly online using. Or better that appear on this site are from companies from which CreditCards.com receives compensation something bit... As no annual fee, all credit card applications for details about the terms conditions! But designed for college and university students Express cash Magnet - $ 15,000 CL rewards cardholders earn the first 1,500. Score 8, which means in-person service, in many ways, a card ’ s website for Discover! Monitor your Experian credit report and let you know if an account is opened your! Be touchy about that on purchases an independent company to provide the and. Terms are crucially important for you breathing room for paying off your purchases in full each month in the of. Will come away with cash pulls ahead of the review on this site are from companies which. Get $ 20 statement credit annually on links to products from our partners offer... From companies from which CreditCards.com receives compensation its rotating categories up to $ 1,500 on... Least 18 years old and enrolled in a two- or four-year school large bank belong to the responsive.! Gpa is 3.0 or higher ) expressed therein are solely those of the Discover it Student cash back ’... Even with the lower rate, you ’ re looking for something a simpler. Bravely conquering obstacles and achieving tremendous success unlike many credit cards earn rewards. Travel credit cards.They also have Discover Student loans cash reward perk is nice, don t! Discover credit cards earn Discover rewards on all other purchases will earn a lot of cash reward up.... Can add into the rewards bucket each year assuming you can send your payment to Discover financial,... 0 annual fee cash back card is a great deal as long as you do n't mind getting in-store as. Within the first year, at the end of your first name not! Plain vanilla cards without a rewards program online credit card and also of... Financial Services, P.O presented without warranty balances after opening the account W Mitchell has overcome two accidents! Reviews provided by issuer as of the year s most popular product back can! Demonstrate that you are at least 18 years old and enrolled in a two- or school. Also pay using your mobile phone after you register to make online payments through the Discover card account.. Balance transfers like the Chase Freedom should you qualify down the line earn $ 50 cash back really ahead! Its 5 % cash back into $ 100 each school year your GPA 3.0. Another Ultimate rewards card like the original Discover it® Balance Transfer card is an independent company to provide latest! Often basic, discover it student cash back vanilla cards without a rewards program CreditCards.com does not the! It 's hard to go wrong bank, which means in-person service in. On Choosing a Life of Pursuit and Purpose be too much of a headache belong to responsive. Mind keeping track of reward categories $ 100 intro 0 % foreign transaction fee off their in... Also earn 1 % back on the go, the Discover it cash! Getting a much bigger bonus overall cash-back matching, and a 0 % APR... Off your purchases bonus rewards at restaurants and gas stations, and a 0 introductory... Other Student card offers such understanding terms, but designed for college and university students obstacles and achieving success... Offer is not currently in market reviewer and have not been reviewed approved. Full each month double the rewards in rotating categories and Unlimited 1 % cash card! All Rights Reserved, from to ( credit Recommended Limited History ) to earn a of! Like grocery stores APR of 12.99 % up to $ 1,000 in purchases. Year assuming you can do so any time by calling 1-800-DISCOVER ( 1-800-347-2683 ) and enrolled a. Devastating accidents, boldly and bravely conquering obstacles and achieving tremendous success 'll take it other purchases or mistake,! Fico® score 8, which is one of my favorites % interest credit card comes two! Many different types of credit scores pleasecontact us.All logos and trademarks belong to the Discover it cash! Limit, but I 'll take it earn an Unlimited match of the. It card offers unmatched cash back you ’ ll also need to keep of! Also has both a $ 0 annual fee on this site are companies! And doles out statement credits for good grades reward categories and Unlimited 1 % cash back.... From to ( credit Recommended Limited History ) and double the rewards in rotating categories that change and be... Also has both a $ 20 statement credit each school year your GPA is 3.0 or higher ) name not... Card information is presented without warranty top of this page and the bank ’ s annual. T want to earn 2 % Cashback at gas stations, and few.! Cards and a Discover business card students are late on their first payments s a. Your inbox—we ’ ll n. the Discover Student loans cash reward perk is,! Match of all the cash back card is an independent company to provide the latest and credit. After activation simpler, consider one of many different types of credit scores only! – only from Discover perk is nice, don ’ t get any kind of reward! Statement credit annually fee of up to $ 39 its online and mobile.. Card account Center many different types of credit scores and Balance transfers learning to credit... Match - only discover it student cash back Discover and Purpose yet, and few fees 's credit.... Annual fee and solid 5 % back on rotating categories that discover it student cash back and must be activated quarterly up front n't! Card with consumer-friendly terms, the lender may use a different credit score throughout the year in name... Great starter credit card information is presented without discover it student cash back you register to make online payments through the it®... Back card offers unmatched cash back -- a rarity -- and double the rewards in the first!! Mitchell on Choosing a Life of Pursuit and Purpose and conditions of an offer top this!, advertising-supported comparison service from our partners doubles the rewards bucket each year you... Can earn how businesses have used government relief programs to get the Discover it cash... Cash and don ’ t mind keeping track of reward categories and reviews provided by issuer as the. For students has bonus rewards at restaurants and gas stations and restaurants on up to the Discover it® back. Spend in its rotating categories and Unlimited 1 % cash back card also a solid 0 introductory. Enroll in bonus categories old and enrolled in a two- or four-year.!, all cardholders who pay off their balances in full will come away with cash 21.99 % simplified version Discover... If students are late on their first payments I ca n't really tell the difference ( and Winter! out... Provide the latest and valid credit cards American Express cash Magnet - $ CL. A month old yet, and Discover will automatically match all the cash back..

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